Web20 Mar 2024 · These basic principles of bank lending affect bank’s loan policies, credit operations to a great extent. Here are some important principles of lending : Safety Liquidity Purpose Diversity or Risk Spread Profitability Security Safety Safety is the most important fundamental principle of lending. WebThe Standards of Lending Practice We subscribe to the Standards of Lending Practice which sets standards of good lending practice for banks, building societies and credit card providers. These Standards apply to businesses with up to £6.5m turnover. Read more about our lending commitments to you
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Lending Principles and the Lending Code Business HSBC
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